Asset Protection through Late Payment Workouts

Asset and Consumer Protection Attorneys

If you face debt and debt-payment problems, perhaps you are dealing with your debt challenges like most people — by scrambling to make your payments each month, and wondering how you can ever get you debt to manageable level.

At the law firm of ROWE BARNETT PLLC, located in Rockville and Greenbelt, Maryland, we focus our practice on helping individuals and families struggling with debt to find better options to deal with debt. One effective solution is a late payment workout.

Are you struggling to make debt payments for your car debt, credit card debt, store debt or other debt? Contact ROWE BARNETT PLLC to discuss debt relief through late payment workouts. Call our office at 1-888-340-7583.

The use of late payment workouts to reduce debt is increasing, yet can cause confusion for many consumers. Late payment workouts most often use Chapter 13 bankruptcy protection to reduce debt.

Chapter 13 allows debtors to consolidate debt payments for unsecured debt and late payments for secured debt under one payment, which is arranged under a debt repayment plan proposed by the debtor and, usually, their attorney, and presented to the court for approval. After three or five years, depending on the plan, the debts under the payment plan are considered paid regardless of any outstanding balance.

Often, your bankruptcy attorney can further negotiate with creditors, including home lenders, car dealerships and other lenders, to further reduce payments and debt. Rather than struggle for years to make minimum payments on overwhelming interest and debt, instead discuss your debt-relief options with an experienced attorney. Contact the bankruptcy lawyers of ROWE BARNETT PLLC for a no-charge consultation to learn more.

Contact Us

If you have questions regarding debt relief and late payment workouts, contact ROWE BARNETT PLLC. We provide free initial consultations and provide payment plans and a military discount. We are also available for evening appointments, and speak Korean, Spanish, Urdu, Punjabi and Hindi. Our main office in Rockville is five minutes from the White Flint Mall. To contact us, call our office at 1-888-340-7583.

We are a federally designated debt relief agency by Congress under the United States Code.