Legal Help in Obtaining Relief from Credit Card Debt
Asset and Bankruptcy Legal Services
Credit cards are a primary contributor to many households’ overwhelming debt. Problems resulting from “easy credit” were worsened by predatory and incautious credit card companies, ridiculous interest rates, too-high fees and penalties, and varying and climbing rates. Once larger economic issues arose, like falling home values and rising unemployment rates, many households faced overwhelming credit card debt.
At the law firm of ROWE BARNETT PLLC, located in Rockville and Greenbelt, Maryland, we understand your challenges relating to credit card debt, and can provide fast and efficient credit card debt relief. We have practiced bankruptcy, asset protection and debt law, and are thoroughly knowledgeable about your full debt relief options.
Are you overwhelmed by credit card debt? Do you wish to achieve a fresh start, free of crippling monthly credit card payments? Contact ROWE BARNETT PLLC at our office at 1-888-340-7583.
The most effective way to discharge credit card debt is through bankruptcy protection. One of two common bankruptcy chapters is most often used.
In Chapter 7 bankruptcy, filers work with the court to dispose of non-exempt property, most often retaining their home, car and other essential property. The result? Chapter 7 wipes away most unsecured debt, including credit card debt.
In Chapter 13 bankruptcy, filers present a payment plan to the courts. The payment plan consolidates debt payments into one smaller, more manageable payment. After a payment period that usually lasts for five years, the debt is considered fully paid, including credit card debt. In Chapter 13, the filer retains all property.
Our attorney team is also skilled at negotiating with credit card companies to reduce debt. To discuss your full credit card debt relief options at no charge, contact our firm.
If you have questions regarding reducing or eliminating credit card debt, contact ROWE BARNETT PLLC. We provide free initial consultations and provide payment plans and a military discount. We are also available for evening appointments, and speak Korean, Spanish, Urdu, Punjabi and Hindi. Our main office in Rockville is five minutes from the White Flint Mall. To contact a lawyer, call our office at 1-888-340-7583.
We are a federally designated debt relief agency by Congress under the United States Code.